Disclosures
Disclosures.
Fees.
| Product | Annual fee |
|---|---|
| Fix your plan (safe-harbor redesign) | $2,500–3,500/yr flat |
| The designed 401(k) (cross-tested) | $2,500–3,500/yr flat |
| Cash balance + 401(k) | $6,500–7,500/yr flat (+ setup) |
Cash-balance fees include the consulting enrolled actuary's annual certification. Flat fees. No asset charges. No revenue sharing.
Not legal or tax advice.
Nothing on this site is legal or tax advice. Plan design outcomes depend on census, ownership, and cash-flow facts we verify before any design is adopted. Figures shown are ranges or worked illustrations consistent with 2026 IRS limits; your numbers will differ. Implementation should be coordinated with your CPA — we prefer to work with them directly.
Data sources.
Our outreach analyses are built from public US DOL Form 5500 filings; we name the source in every document. We do not use non-public information in prospecting, and when we quote a number about a specific plan, we cite the specific filing it comes from.
Entity.
Opus Plans is an operating brand of Opus Insights (North America) LLC. 136 4th St N, Ste 201, St. Petersburg, FL 33701.
Plan assets.
We never hold or touch plan assets; custodians and recordkeepers do. Our role is design, administration, testing, and government filings.